Money & Finance

Seek the best returns for your hard-earned savings

(ARA) - More Americans are setting money aside in savings accounts these days, due to the financial crisis. And investing Americans have become more conservative, holding onto more cash than they might have in the past. Both trends are good ones and will lead to a stronger economy in the long run.

But with low interest rates on short-term CDs, money market funds and savings accounts hovering around zero percent, you may have difficulty finding an attractive place to park your savings.

Tips for making your job search easier

(ARA) - Whether you are facing a slowed economy or one that is bursting at the seams, there are ways to make your job search less frustrating. The problem is that you don't know where to start or how to be successful in that search. To get on the fast track with your job search, follow these hints and tips.

Facing tighter budgets, more homeowners are rethinking remodeling

(ARA) - With more Americans downsizing their household budgets, larger-scale renovation projects are out and frugal remodeling is in. And when it comes to saving money, experts say home improvement projects that increase energy efficiency are among the best investments to deliver paybacks -- now and in the future.

Tips to simplify your finances

(ARA) - Life is hectic enough and in these economic times, it’s all the more important to carefully manage your money in a way that fits into your lifestyle. Utilizing tools that offer easy access to and constant control of your cash can save you valuable time and hassle.

The first thing to consider is that today, banks are enabling you to manage your finances on the go. Tools like mobile banking, online banking, and your local ATM simply make doing the hard stuff a little bit easier by giving you more control, convenience and choice.

Use these tips to help you manage your spending and to save you time:

Looking for ways to save?

(ARA) The economic health of the country is all over the news, and people everywhere are worried about layoffs, retirement savings and the state of their financial affairs. An unemployment rate above 8 percent has everyone looking over their shoulders and counting their pennies. If you’re worried about what to do if you lose your job or just looking for ways to save money, your first step should be to talk to your bank about how you can make the most of your banking relationship.

Here are some simple tips to help you make the most of your money and utilize all the financial tools available to you:

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